AU Altura Credit Card – Earn Rewards on Every Spend! 💳✨
Looking for a credit card that rewards your daily expenses? The AU Altura Credit Card offers cashback on retail purchases, fuel surcharge waivers, EMI options, and exciting partner discounts—making it one of the best cashback credit cards in India!
🎯 Key Benefits of AU Altura Credit Card
💰 Earn Cashback on Every Spend:
- 2% Cashback on groceries, departmental stores, and utility bill payments (Max ₹50 per statement cycle)
- 1% Cashback on all other retail spends (Max ₹50 per statement cycle)
- Additional ₹50 Cashback on retail spends of ₹10,000+ in every statement cycle
🛋️ Complimentary Lounge Access:
- 2 free railway lounge visits per quarter at New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra
⛽ Save on Fuel:
- 1% Fuel Surcharge Waiver on transactions between ₹400 – ₹5,000 across all fuel stations
💳 Easy EMI Conversion:
- Convert transactions worth ₹2,000 or more into easy EMI options with flexible tenure choices
🎁 Exclusive Partner Discounts
🛒 Flipkart: 10% Instant Discount up to ₹1,000 per month on orders above ₹10,000
👗 Myntra: Extra 10% Off up to ₹1,000
🥡 Swiggy Instamart: 10% Off up to ₹100 per month on orders above ₹500
🛍️ Tata CLiQ: 15% Instant Discount up to ₹300 per month on orders above ₹500
📦 Blinkit: Flat ₹100 Off on grocery orders above ₹1,000
📌 AU Altura Credit Card Eligibility Criteria
✔ Age Requirement: 21 – 60 years
✔ Employment Status: Salaried or Self-Employed
✔ Minimum Monthly Income: ₹25,000
✔ Existing Credit Card: Minimum 6 months old with a ₹30,000 credit limit
✔ Credit Score: 700+ with no delayed payments in the past 12 months
📄 Documents Required for AU Altura Credit Card
📌 PAN Card (Valid)
📌 Aadhaar Card (Linked to mobile for eKYC)
📌 Address Proof
📌 Income Proof (If opted for Income Surrogate)
💳 AU Altura Credit Card Fees & Charges
✅ Joining Fee: ₹199 + applicable taxes (Waived on spending ₹10,000 within 90 days)
✅ Annual Renewal Fee: ₹199 + applicable taxes (Waived on spending ₹40,000 in the first year)
⚡ Important Terms & Conditions
📌 Use your Aadhaar-linked mobile number to complete the application
📌 Make a minimum transaction of ₹100 within 30 days to activate your card
🏆 Why Choose the AU Altura Credit Card?
With rewarding cashback, partner discounts, free lounge access, and fuel savings, the AU Altura Credit Card is one of the best entry-level cashback credit cards in India. Whether it's daily shopping, travel, or bill payments, this card ensures maximum value on every rupee spent!
👉 Apply Now & Start Earning Cashback! 🚀
