HSBC Live Plus Credit Card – The Ultimate Cashback Card for Smart Spenders!
Looking for a high-reward cashback credit card? The HSBC Live Plus Credit Card offers amazing cashback, lounge access, and exclusive discounts, making it one of the best choices for frequent diners, online shoppers, and everyday spenders.
🔥 Why Choose the HSBC Live Plus Credit Card?
This card is designed for those who love to dine out, order food, and shop online, offering unmatched cashback benefits and premium perks.
Key Benefits & Features
✅ 10% Cashback on Dining, Food Delivery & Grocery Spends
- Enjoy 10% accelerated cashback on all your dining, food delivery, and grocery transactions.
- Maximum cashback: ₹1,000 per billing cycle.
✅ Unlimited 1.5% Cashback on All Other Spends
- Earn 1.5% unlimited cashback on every other transaction with no cap!
✅ Exclusive Lounge Access
- Get 4 complimentary domestic lounge visits per year (1 per quarter).
✅ Welcome Offer – ₹1,000 Cashback
- Spend ₹20,000 within the first 30 days of activation and get ₹1,000 cashback.
✅ Exclusive Monthly Offers
- Avail discounts and special deals on Amazon, Amazon Pay, Blinkit, Eazydiner, PharmEasy, and more.
Eligibility Criteria
✔ Employment Status: Salaried only
✔ Minimum Monthly Income: ₹55,000
✔ Age Requirement: 21 – 65 years
✔ Credit Score: 750+
✔ Residency: Available in major cities – Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata
✔ New to Credit? Allowed for salaried individuals only
Documents Required for Application
📌 ID Proof: PAN Card / Form 60 / Passport
📌 Address Proof: Aadhaar, Passport, Utility Bills
📌 Income Proof: Salary Slips or Bank Statements
📌 Photograph: Recent Passport-Sized Photo
Fees & Charges – HSBC Live Plus Credit Card
💳 Joining Fee: ₹999 + GST
💳 Annual Fee: ₹999 + GST (Waived on annual spends of ₹2,00,000 or more)
Important Terms & Conditions
📌 Use your Aadhaar-linked mobile number to complete the application.
📌 A minimum transaction of ₹100 within 30 days is required to activate the card.
Final Verdict – Is the HSBC Live Plus Credit Card Worth It?
If you frequently dine out, order food, and shop for groceries, this card is a must-have. With high cashback rewards, lounge access, and special discounts, it’s an excellent option for premium spenders.