IRCTC HDFC Bank Credit Card – Save More on Your Train Travels! 🚆💳
Looking for a credit card that makes train travel more rewarding? The IRCTC HDFC Bank Credit Card is designed for frequent train travelers, offering exclusive discounts, reward points, and travel benefits to help you save more on every journey.
🎯 Why Apply for the IRCTC HDFC Bank Credit Card?
✅ Welcome Voucher Worth ₹500 – Activate your card and get a ₹500 voucher within the first 37 days.
✅ Earn 5X Reward Points – Get 5 Reward Points per ₹100 spent on IRCTC’s official website & Rail Connect App.
✅ Extra 5% Cashback – Enjoy an additional 5% cashback when booking train tickets via HDFC Bank SmartBuy.
✅ Seamless UPI Payments – Link your credit card to UPI for secure and quick transactions.
✅ Annual Fee Waiver – Spend ₹1,50,000 or more annually and get your renewal fee waived.
💎 Exclusive Travel & Lifestyle Benefits
🎟 8 Complimentary IRCTC Executive Lounge Access – Enjoy 2 free lounge visits per quarter at select railway stations.
⛽ 1% Fuel Surcharge Waiver – Get a waiver on fuel transactions between ₹400 – ₹5,000, up to ₹250 per statement cycle.
🛍 Up to 50 Days Interest-Free Period – Shop now and pay later with an extended interest-free period.
💳 Revolving Credit Option – Convert your purchases into easy EMIs at nominal interest rates.
📌 Eligibility Criteria for IRCTC HDFC Bank Credit Card
✔ Age Requirement: 21 – 60 years
✔ Employment Status: Salaried or Self-Employed
✔ Minimum Monthly Income: ₹25,000 (Salaried) / ₹6,00,000 per annum (Self-Employed)
📄 Documents Required
📌 ID Proof: PAN Card, Voter ID, or Passport
📌 Address Proof: Aadhaar, Passport, or recent utility bills
📌 Income Proof: Latest bank statements or salary slips
💳 Fees & Charges
✅ Joining Fee: ₹500 + GST
✅ Annual Fee: ₹500 + GST (Waived off on spending ₹1,50,000 annually)
⚡ Important Terms & Conditions
📌 Aadhaar-linked mobile number required for application
📌 Full name is mandatory for the credit card application
📌 A minimum transaction of ₹100 is required within 30 days to activate the card
🏆 Why Get the IRCTC HDFC Bank Credit Card?
With premium railway lounge access, bonus reward points on train bookings, fuel surcharge waivers, and additional travel benefits, the IRCTC HDFC Bank Credit Card is a must-have for frequent travelers looking to maximize savings on railway journeys.
👉 Apply Now & Unlock Exclusive Train Travel Perks! 🚀
