Swiggy HDFC Bank Credit Card – Get Cashback on Every Spend!
Looking for a credit card that rewards you on food orders, online shopping, and everyday spending? The Swiggy HDFC Bank Credit Card offers high cashback, exclusive benefits, and a free Swiggy One membership!
Why Apply for the Swiggy HDFC Bank Credit Card?
This card is designed for food lovers, online shoppers, and everyday spenders who want to maximize their savings.
🔥 Key Benefits & Features
✅ 10% Cashback on Swiggy
- Earn 10% cashback on Swiggy Instamart, food delivery, Genie & Dineout.
- Maximum cashback: ₹1,500/month.
✅ 5% Cashback on Online Shopping
- Get 5% cashback on purchases from Amazon, Flipkart, Myntra, Nykaa, and more.
- Maximum cashback: ₹1,500/month.
✅ 1% Cashback on All Other Spends
- Earn 1% cashback on all other transactions.
- Maximum cashback: ₹500/month.
✅ Free Swiggy One Membership
- Get a complimentary 3-month Swiggy One Membership as a welcome benefit.
✅ Interest-Free Period
- Enjoy up to 50 days of interest-free credit from the date of purchase.
✅ Zero Lost Card Liability
- Protection against fraudulent transactions if reported promptly.
Eligibility Criteria
To apply for the Swiggy HDFC Bank Credit Card, you must meet the following criteria:
✔ Age: 21 – 65 years
✔ Employment Status: Salaried or Self-Employed
✔ Minimum Income Requirement:
- Salaried: ₹25,000 per month
- Self-Employed: ₹6,00,000 annual income (as per ITR)
✔ Credit Score: 750+
✔ New to Credit? Allowed for both Salaried & Self-Employed applicants
Documents Required for Application
📌 ID Proof: PAN Card / Form 60
📌 Address Proof: Aadhaar, Passport, or Utility Bills
📌 Income Proof: Bank Statements or Salary Slips
📌 Photograph: Recent Passport-Sized Photo
Fees & Charges – Swiggy HDFC Bank Credit Card
💳 Joining Fee: ₹500 + Taxes
💳 Annual Fee: ₹500 + Taxes
Important Terms & Conditions
📌 Use your Aadhaar-linked mobile number to complete the application.
📌 Card upgrades and limit enhancements are not eligible for cashback.
📌 Make a minimum transaction of ₹100 within 30 days to activate the card.
Final Thoughts – Is the Swiggy HDFC Credit Card Worth It?
If you frequently order from Swiggy, shop online, and want cashback on everyday purchases, the Swiggy HDFC Bank Credit Card is an excellent choice. With its high cashback rates, free Swiggy One membership, and strong security features, it’s a top pick for foodies and smart spenders!
👉 Apply Now & Start Earning Cashback on Every Purchase! 🚀
